We provide comprehensive advisory services to clients on wealth management products and services from Shari’ah perspectives. Our competencies revolves around six phases of wealth management;

• Wealth Creation: The creation of wealth through income derived from Halal/Shariah-compliant businesses, professions or trade and savings with Islamic financial institutions.
• Wealth Accumulation: The enhancement of wealth by generating returns via Islamic investments and instruments, such as Islamic equities, sukuk (Islamic bonds) as well as Islamic funds.
• Wealth Utilization / Consumption: The proper use of wealth is crucial to individual success. Through crafting a proper spending plan (budget), prohibited elements such as Bukhl, Israf, Tabdhir and Taraf can be kept at bay.
• Wealth Protection: The protection of wealth through risk management, takaful (Islamic insurance) and Islamic trusts.
• Wealth Distribution: The distribution of wealth for future generations. This involves the transfer of wealth or assets (estate planning) through wasiat (will writing), waqf (endowment) and hibah (gift).
• Wealth Purification: The purification of wealth through the concept of Zakat as well as purification of impermissible income. Zakat is the giving of alms to the poor and needy and is obligatory upon every Muslim who meets the requirements to pay zakat.